iluvfreetools
Site & safety46 of 46

Risk assessments, method statements, SWMS and job hazard analyses, for the UK, US, Australia and Canada. Finished documents, no empty boxes left for you.

All 46 ›
Structure & materials35 of 35

Steel, timber, concrete, brickwork, boards, groundworks and roofs. Section data, indicative sizing, quantities and the reference tables you normally go hunting for.

All 35 ›
Home & property32 of 32

See what it would look like before you commit, then work out what it takes. Upload a photo of your own wall, drive or house and try things on it.

All 32 ›
Invoices & docs20 of 20

Invoices, quotes, receipts and the rest of the paperwork, generated properly. No account, no watermark, and Download is the only button.

All 20 ›
Money & tax39 of 39

Wages, mortgages, tax and the everyday sums. What you actually take home, what it actually costs, and what you actually owe.

All 39 ›
People & hours46 of 46

Rotas, rosters and schedules, holiday and PTO, timesheets and staff paperwork. The admin that eats a Sunday evening, done in ten minutes.

All 46 ›
Business & marketing50 of 50

Starting up, getting found and keeping the admin straight. Everything downloadable, nothing paywalled at the last step.

All 50 ›
PDF & documents27 of 27

Merge, split, crop, sign, number and compress. Everything runs in your browser, so the contract you open here never reaches a server.

All 27 ›
Image tools24 of 24

Convert, resize, compress, crop and adjust. All of it on your own machine, with no upload, no account and no watermark on anything.

All 24 ›
Text & dates20 of 20

Word counts, case, days between dates, working days and ages. The ten-second look-ups, with no account and nothing stored.

All 20 ›
Random & party27 of 27

Secret Santa, draws, brackets, sweepstakes, printables and party quantities. The bit that is just for fun, done properly.

All 27 ›
Training & tests21 of 21

Practice tests for the cards and licences that decide whether you can work. Every answer cites the guidance it came from, not a forum.

All 21 ›

Payment notice dates

Free. No account, no email, nothing uploaded.

The valuation
Contract

Due 7 days after the interim valuation date, final date 14 days after that, payment notice within 5 days of the due date, pay less not later than 5 days before the final date.

Which it almost certainly does. The standard form is a starting point, and the amended period is exactly where the risk sits, so it is worth entering what you actually signed.

Paid by

19 September 2026

21 days from the valuation date.

  1. Interim valuation date 29 August 2026

    Everything else counts from here, so getting this date wrong moves every deadline below it.

  2. Payment due date 5 September 2026

    The date the sum becomes due. The notice windows are measured from it.

  3. Payment notice by 10 September 2026

    Miss it and section 110B lets the payee serve one instead, or their application stands as the notified sum. From that point the payer is arguing about a figure they did not set.

  4. Pay less notice by 14 September 2026

    Miss it and section 111(1) requires the notified sum to be paid in full on or before the final date, whatever the work was actually worth. This is the deadline that costs money.

  5. Final date for payment 19 September 2026

    The sum is now late. Statutory interest runs, and suspension rights under section 112 become available on notice.

4 days between the payment notice deadline and the pay less deadline. That is the whole window in which to look at the application, decide it is wrong and get a notice out.

Miss both notices and the application is payable in full. Where the payer does not give a payment notice in time, the payee may give one, and the sum in it becomes the notified sum. Where the payee has already applied, the application does that job. Then section 111(1): “the payer must pay the notified sum (to the extent not already paid) on or before the final date for payment”. Whatever the work was actually worth. That is the basis of a smash and grab adjudication, and it turns on these two dates rather than on any argument about value.

A pay less notice has to specify the sum that the payer considers to be due on the date the notice is served, and the basis on which that sum is calculated. A bare figure with no basis is the other common way one fails.

Housing Grants, Construction and Regeneration Act 1996, as amended by the Local Democracy, Economic Development and Construction Act 2009. The contract periods above are the standard unamended positions and are not law: what governs your job is the contract particulars.

Worked out on this device, by this page. Nothing you typed was sent anywhere or stored, and closing the tab loses it.

Next in the same job

The dates are the product

There is no shortage of templates for a payment notice or a pay less notice. There is very little that tells you when they are due, and the deadline decides the money. A perfectly drafted pay less notice served a day late is worth nothing at all.

Everything measures from one date. On JCT it is the interim valuation date, on NEC the assessment date, and the whole chain hangs off it: the payment due date, the payment notice deadline, the pay less deadline, the final date for payment.

The chain that ends in paying in full

This is the sequence worth understanding, because each step is a date rather than an argument.

  1. The payer does not serve a payment notice in time. Section 110B of the Construction Act lets the payee serve one instead, and the sum in it becomes the notified sum. Where the payee has already applied, the application does that job.
  2. The payer then does not serve a pay less notice in time. Section 111(1): the payer must pay the notified sum, to the extent not already paid, on or before the final date for payment.
  3. So the application is payable in full. Whatever anybody thinks the work was worth.

That is the entire basis of a smash and grab adjudication. Nobody is arguing about valuation. They are arguing about whether a notice went out by a particular day, and the answer is usually in an email header.

The window is four days

On unamended JCT Design and Build the payment notice is due five days after the due date and the pay less notice five days before the final date, which leaves four daysbetween the two. In that time you have to look at an application, work out that it is overstated, decide to challenge it, and get a compliant notice out of the door.

Four days is not long when the person who has to sign it is on site. It is one reason payment notices and pay less notices are so often served together, which is entirely sensible, and also why a bank holiday in the wrong place causes so much trouble.

On amended contracts that window sometimes disappears. Shorten the final date for payment without touching the pay less period and the pay less deadline can land on, or before, the payment notice deadline. When it does, there is no sequence to follow: both have to go out at once. The tool flags it when the periods you enter produce that.

A pay less notice needs a basis, not just a number

The Act requires it to specify the sum the payer considers to be due on the date the notice is served, and the basis on which that sum is calculated. A notice that says "we consider £40,000 is due" and stops there is a figure without a basis, and that is the second most common way one fails after being served late.

The standard forms are a starting point, not your contract

The periods on this page are the unamended JCT and NEC positions. Almost nobody works to an unamended contract. Payment periods get lengthened, notice periods get shortened, and the amendment is exactly where the risk is concentrated, because everyone carries the standard timings in their head.

So every period here can be overridden. Put in what the contract particulars say and the dates come out for your job rather than for a form you did not sign. What does not change is what happens when a deadline is missed: that part is statutory and the contract cannot contract out of it.

Common questions

When must a payment notice be served?

Not later than five days after the payment due date under most standard forms. On JCT Design and Build the due date is seven days after the interim valuation date, so the payment notice deadline is twelve days after valuation. Amended contracts move this, and amended contracts are the norm.

What happens if the payer does not serve a payment notice?

Section 110B of the Construction Act lets the payee serve one instead, and the sum in it becomes the notified sum. Where the payee has already made an application, that application does the job. From that point the payer is arguing about a figure they did not set.

What happens if no pay less notice is served?

Section 111(1) is blunt: the payer must pay the notified sum, to the extent not already paid, on or before the final date for payment. In full, whatever the work was worth. A smash and grab adjudication runs entirely on that basis, turning on a date rather than on any argument about value.

What must a pay less notice contain?

The sum the payer considers to be due on the date the notice is served, and the basis on which that sum is calculated. A bare figure with no basis is the second most common way one fails, after being served late.

How long is there between the two notice deadlines?

Four days on unamended JCT Design and Build. That is the entire window in which to look at an application, decide it is wrong and get a notice out. On some amended contracts the gap collapses to nothing or inverts, in which case the only safe course is to serve both together.

Do these dates apply to my contract?

The statutory consequences do, for construction contracts within the Act. The periods do not: JCT and NEC standard forms are starting points and amendment is close to universal. What governs your job is the contract particulars, which is why every period here can be overridden.